Renters insurance is a critical asset that not enough people have. There are millions of renters in California, whether they are in houses, condos, apartments, or townhomes. While renting has its perks and its drawbacks alike, the fact of the matter is that your possessions are likely not covered by insurance if you are renting.
The insurance that your landlord has is meant to protect the property and the grounds that it is built on- in other words, their coverage will take care of what is theirs. Your possessions may not be able to be covered under such a plan, leaving them as a complete loss in case if theft or vandalism or thievery. Renters insurance covers your belongings to cover your needs.
If you are renting, always be sure to be covered by the protection of renters insurance. It is worth it! You want to be assured that your possessions can be replaced in case of them being destroyed or stolen. Make the investment in safety and enjoy the peace of mind that comes along with it.